What
is my Credit?
If you aren't
sure what your credit looks like, or are new to the whole "credit"
concept, they you may do well to take a look at your credit reports. There
are 3 Major Credit Bureaus: Experience, Transunion, and Equifax. They
are the ones that the creditors report to when you do anything regarding
credit. They report balances, time frame you've owned cards, late payments,
and many other things for 7 to 10 years from the date of last activity.
To most easily
check your credit you can simply order your credit reports. There are
many online credit reporting agencies whom you can buy your credit reports
from. Some range from $8 per report to $12. Some sell a combined report
for roughly $30, some give the credit reports away for free (with strings
attached, of course). If you are interested in getting your credit report,
below are some resources which will assist you:
| 1st
Method |
Consumer
Info - offers a FREE credit report to anyone who tries
their free 30 day monitoring service. It is easy and free to sign
up. If you don't wish to continue the free service, you are welcome
to cancel before the 30 days.
Link:
Click
Here |
| 2nd
Method |
Creditreport.com:
Your trusted source for credit reports. Buy single reports from
individual credit bureaus for $13 or buy a combined report for $29.
|
| 3rd
Method |
CreditReporting.com
Merged Report for $34.90. See what's in your report TODAY to insure
100% accuracy TOMORROW!
|
|
